Portico now supports 3D Secure 2.x, also known as EMV 3D Secure, which is an improved version of 3D Secure (“3DS”) and delivers an improved checkout experience for online e-commerce card-not-present transactions. This is also known as Verified by VISA, MasterCard Identity or SecureCode, Discover ProtectBuy and American Express SafeKey.

To support 3D Secure 2.x, two data blocks have been added to the credit transactions, one for 3DS Version1 and Version2 transactions (MC, Visa, Discover, UnionPay), and one for Wallet transactions.